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In order to qualify for most Medicare-related plans, you must meet the standard Medicare eligibility requirements and live in the "geographic service area."
Medicare-related plans are regulated by each state and approved for sale within geographic service areas.
In most cases, these areas are organized on a county-by-county basis; in some large urban markets, they're organized on a city or even neighborhood basis.
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  • 21st Century Insurance
  • AAA Insurance Co.
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  • LLC
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and their partner companies at the telephone number above, including my wireless number if provided, message and data rates may apply. I understand that my consent to receive communications in this way is not required as a condition of purchasing any goods or services. I acknowledge that I have read and understand the Privacy Policy of this site and agree to be bound by it. --> By clicking "Get Quotes", I provide my signature expressly consenting to receive emails and phone calls via automatic telephone dialing system or by artificial/pre-recorded message, or by text message, from representatives or agents of GetBestMedicare.com Agents Network or Companies
  • 21st Century Insurance
  • AAA Insurance Co.
  • AARP
  • Abrazo Health
  • Acceptance
  • Admiral Life
  • Advantra
  • Advocate Health
  • Aetna
  • AGA
  • AFLAC
  • AHCP
  • AHIA
  • AHIX
  • AIG
  • AIP
  • AIS
  • AIU Insurance
  • Allegiant Group
  • Allied Insurance
  • Allstate County Mutual
  • Allstate Indemnity
  • Allstate Insurance
  • All Web Leads
  • American
  • Alliance Insurance
  • American Automobile Insurance
  • American Casualty
  • American Continental
  • American Deposit Insurance
  • American Direct Business Insurance
  • American Empire Insurance
  • American Family Insurance
  • American Family Mutual
  • American Financial
  • American General
  • American Health Underwriters
  • American Home Assurance
  • American Insurance
  • American International Ins
  • American International Pacific
  • American International South
  • American Manufacturers
  • American Mayflower Insurance
  • American Motorists Insurance
  • American National Insurance
  • American Premier Insurance
  • American Protection Insurance
  • American Republic
  • American Savers Plan
  • American Security Insurance Company
  • American Service Insurance Agency
  • American Skyline Insurance Company
  • American Spirit Insurance
  • American Standard Insurance � OH
  • American Standard Insurance � WI
  • AmeriChoice
  • Amerigroup
  • AmeriHealth
  • Amerilife
  • AmeriPlan
  • Ameriprise
  • Amica
  • Amica Insurance
  • ANPAC
  • Answer Financial
  • Anthem
  • Anthem / BCBS
  • AON
  • Arbella
  • Associated Indemnity
  • Assurant
  • Assured Life
  • Atlanta Casualty
  • Atlantic Indemnity
  • Atomic Leads
  • Auto Club Insurance Company
  • Auto Owners
  • Avmed
  • AXA Advisors
  • Banker�s Fidelity
  • Bankers Life and Casualty
  • Bankrate
  • Banner Life
  • Bartleson Brokers
  • Best Agency USA
  • BCBS
  • BCBS of Florida
  • Benefit Mall
  • Benepath
  • Blue Cross
  • Blue Shield of California
  • Blue Cross of South Carolina
  • Bravo Health
  • Brookstone Financial
  • Brooke Insurance
  • Cal Farm Insurance
  • California State Automobile Association
  • Cambia
  • Capital Choice
  • CareMore
  • CDPHP
  • Centene
  • Cherry Blitz
  • Chubb
  • Cigna
  • Citizens
  • Clarendon American Insurance
  • Clarendon National Insurance
  • ClearLink
  • Clear One
  • CAN
  • Colonial Insurance
  • Colonial Penn
  • Community Care
  • Comparison Market
  • ConnectiCare
  • Continental Life
  • Consumer United
  • Continental Casualty
  • Continental Divide Insurance
  • Continental Insurance
  • Continental Life
  • Cotton States Insurance
  • Country Insurance and Financial Services
  • Countrywide Insurance
  • Coventry
  • Coverage One Insurance Group LLC
  • Covida
  • CSE Insurance Group
  • Dairyland County Mutual Co of TX
  • Dairyland Insurance
  • Datalot
  • Direct Auto
  • E-Telequote
  • eAmerifamily
  • efinancial
  • eHealthInsurance Services
  • Elderplan
  • Electric Insurance
  • Empire
  • Encompass
  • Erie Insurance Company
  • Erie Insurance Exchange
  • Erie Insurance Group
  • Erie Insurance Property and Casualty
  • Esurance
  • Excellus
  • Family Life
  • Farm Bureau/Farm
  • Family/Rural
  • Farmers Insurance
  • Farmers Insurance Exchange
  • Farmers TX County Mutual
  • Farmers Union
  • Fidelis
  • FinanceBox.com
  • Fire and Casualty Insurance Co of CT
  • Fireman's Fund
  • First Preferred Insurance
  • Florida Blue
  • Foremost
  • Foresters
  • Forethought
  • Fortis
  • Freedom health
  • GEICO
  • Geico Casualty
  • Geico General Insurance
  • Geico Indemnity
  • Geisinger
  • Genworth
  • Gerber
  • Geber Life
  • GHI
  • Globe Life
  • GMAC/NGIC
  • GMAC Insurance
  • GoHealth
  • Golden Rule
  • Golden Rule Insurance
  • Government Employees Insurance
  • Government Personnel Mutual Life
  • Great American
  • Gaurantee Trust Life
  • Guaranty National Insurance
  • Guardian Healthcare
  • Guide One Insurance
  • Hanover
  • Hanover Lloyd's Insurance Company
  • HAP Health Alliance
  • Hartford Accident and Indemnity
  • Hartford Casualty Insurance
  • Hartford Fire Insurance
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  • Hartford Insurance Co of the Southeast
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  • Hartford Omni
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  • Highmark
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  • HomeInsurance.com
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  • Humana
  • IFA Auto Insurance
  • IGF Insurance
  • Independence Blue Cross
  • Inside Response
  • Infinity Insurance
  • Infinity National Insurance
  • Infinity Select Insurance
  • ING
  • Insphere
  • Insurance.com
  • Insurance Insight
  • InsuranceLeads.com
  • Insured Street
  • InsWeb
  • Integon
  • Integrated Benefits
  • Inter Valley Health Plan
  • JLS
  • John Hancock
  • Kaiser
  • Kaiser Permanente
  • Kelsey-Seybold
  • Kemper
  • Kemper Lloyds Insurance
  • Keystone
  • Landmark American Insurance
  • Leader National Insurance
  • Leader Preferred Insurance
  • Leader Specialty Insurance
  • Liberty Health Plan
  • Liberty Insurance Corp
  • Liberty Mutual
  • Liberty Mutual Fire Insurance
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  • Liberty National
  • Liberty Northwest Insurance
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  • Loyal American
  • Lumbermens Mutual
  • Martin�s Point
  • Maryland Casualty
  • Mass Mutual
  • Medicare Solutions
  • Mega/Midwest
  • Mercury
  • Mercy
  • MetLife
  • MetLife Auto and Home
  • Metropolitan Insurance Co.
  • Mid-Continent Casualty
  • Mid Century Insurance
  • Middlesex Insurance
  • Midland National Life
  • Molina
  • Mutual of New York
  • Mutual of Omaha
  • MVP
  • National Ben Franklin Insurance
  • National Brokers of America
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  • National Continental Insurance
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  • Northwestern Mutual Life
  • Northwestern Pacific Indemnity
  • Omni Indemnity
  • Omni Insurance
  • Optimum HealthCare
  • Orion Insurance
  • Oxford
  • Pacific Indemnity
  • Pacific Insurance
  • Pacific Life
  • Pacificare
  • Pafco General Insurance
  • Palmetto Senior Solutions
  • Parasol Agents Network
  • Patriot General Insurance
  • Peak Property and Casualty Insurance
  • PemCo
  • PEMCO Insurance
  • Physicians United Plan
  • PJP Health
  • Plymouth Rock
  • Precise Leads
  • Preferred Mutual
  • Premera Blue Cross
  • Presbyterian Health Plan
  • Principal
  • Priority Health
  • Progressive
  • Progressive Auto Pro
  • Providence
  • Prudential
  • Prudential Insurance Co.
  • Puritan Health
  • Pyramid Life
  • QuoteWhiz
  • QuoteWizard
  • Regence
  • Reliance Insurance
  • Reliance National Indemnity
  • Reliance National Insurance
  • Republic Indemnity
  • Response Insurance
  • Safe Auto
  • SAFECO
  • Safeco
  • Safeway
  • Safeway Insurance
  • Safeway Insurance Co of AL
  • Safeway Insurance Co of GA
  • Safeway Insurance Co of LA
  • SCAN Health Plan
  • SCMS
  • Scott and White
  • Secure Horizons
  • Security Insurance Co of Hartford
  • Security National Insurance Co of FL
  • Selective Healthcare
  • SelectQuote
  • Senior Health Direct
  • Senior Healthcare Direct
  • Senior Market Partners
  • Sentinel Insurance
  • Sentry
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  • Shelter Insurance Co.
  • Spring Insurance Solutions
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  • State Farm Mutual Auto
  • State Fund
  • State National Insurance
  • Sterling
  • Superior American Insurance
  • Superior Guaranty Insurance
  • Superior Insurance
  • SummaCare
  • Summit Health
  • Sun Coast
  • Sure Health Plans
  • SVG
  • TexanPlus
  • The Ahbe Group
  • The Benefit Depot
  • The General
  • The Hartford
  • The Lead Company
  • TICO Insurance
  • TIG Countrywide Insurance
  • Titan
  • Torchlight Technology
  • LLC
  • Touchstone
  • TransAmerica
  • Travelers
  • Travelers Indemnity
  • Travelers Insurance Company
  • Tri-State Consumer Insurance
  • Tiburon Insurance Services
  • TruBridge
  • Tufts
  • Twin City Fire Insurance
  • TZ Insurance Solutions LLC
  • UMA
  • UniCare
  • United American/Farm and Ranch
  • United Healthcare
  • United Healthcare Advisors
  • United Medicare
  • United Medicare Advisors
  • United of Omaha
  • United Pacific Insurance
  • United Security
  • United Services Automobile Association
  • Unitrin
  • Unitrin Direct
  • Universal American
  • Universal Underwriters Insurance
  • UPMC
  • USAA
  • USA Benefits/Continental General
  • USF and G
  • US Financial
  • Velapoint
  • Versus Media Group
  • Viking County Mutual Insurance
  • Viking Insurance Co of WI
  • Viva Health
  • Wellcare
  • WellPoint
  • Western and Southern Life
  • Western Mutual
  • Windsor Insurance
  • Woodlands Financial Group
  • Zurich North America
  • other partners
and their partner companies at the telephone number provided here, including my wireless number if provided, message and data rates may apply. I understand that my consent to receive communications in this way is not required as a condition of purchasing any goods or services and can be revoked at any time. I acknowledge that I have read and understand the Privacy Policy of this site and agree to be bound by it.


 

Managing out-of-pocket costs and paying for Medicare

24-Aug-2015

You can pay Medicare or Medicare-related insurance premiums in either of two ways:

 

 

 

 

 

 

 

 

 

  •   Most Medicare-related plan administrators prefer the option of having the premium automatically deducted from your monthly Social Security check. Traditional Medicare will usually do this unless you ask it not to;

     

  •   Another option is paying in cash or with a cheque. In most cases, you need to mail this payment to your plan administrator by a set date (usually the 5th), each month. Some plans allow you to make payments, in person, at designated offices, too.

     

  • Paying your premium on time is a must. If your plan has not received your premium payment by the 15th of the month, the administrator will send you a notice telling you that your plan membership will end if it does not receive your premium within 90 days of the due date.

     

  • In addition to the monthly premium, there are two common types of out-of-pocket costs you may pay for services provided under Medicare:

     

  •   You pay a coinsurance at the time you get the medical service. Coinsurance is the percentage you pay of the total cost of certain medical services;

     

  •   a co-payment is the fixed amount you pay each time you receive certain medical services. You pay a co-payment at the time you get the medical service.

     

  • There are State Medicaid programs to help people pay their out-of-pocket costs for Medicare. These “Medicare Savings Programs” include the Specified Low-Income Medicare Beneficiary (SLMB), Qualified Medicare Beneficiary (QMB), Qualified Disabled & Working Individuals (QDWI) programs, and Qualifying Individual (QI. You may still have to pay a co-payment for Medicare-related services) if you are enrolled in one of these programs.

     

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